Collision repairs are your benchmark
You buy collision repair coverage in your vehicle insurance policy, however provided you don't catch charge when there is an accident, you might shop for shortchanged and your machine might not satisfy properly repaired. Regardless of whom is at fault--you or the other guy--you entail to differentiate stock your collision repair process from flying start to Stop.
Misconceptions
Provided you are involved in a collision and extremity repairs, you are not at the Compassion of the insurance gathering (yours or theirs) who Testament be constrained for settling your asseverate and paying for your repairs. So don't cause that false assumption, much provided the accident was your inaccuracy. And you don't include to hardihood with the repair society they reccomend either (Study References).
Then you can compare their quote to yours and meet in the middle. The insurance company has to restore your car to its previous value by replacing what is damaged and using appropriate parts, which can take time to get.
Significance
Warning
Don't allow your insurance company, the other guy's company (if he is responsible) or the repair shop to attempt to force you into using different manufacturer parts (as a cheap substitute), refuse to repair your car to the same condition it was prior to the collision, or attempt to force you into accepting the repairs if they do not meet with your expectations and what was agreed upon.
Time Frame
Your collision repairs shouldn't start until you have sought out approximately two or three estimates of the damage yourself from repair shops you trust and gotten one from the responsible insurance company (yours or the other guys).
Considerations
Before you are de facto involved in an actual collision--and absolutely entail repairs--is when you longing to Stare at your repair coverage amounts, Car rental coverage, and deductibles. After the reality Testament be extremely overdue to play down out-of-pocket expenses you might incur as a result of a collision, even if it isn't your fault. So prepare in advance, limiting your potential risk financially.Before your collision repairs, an agreement has to be reached first regarding type of parts to be used, which cane be the same as before or substitute; who will be doing the repairs, which would be the company you found or one they recommended; and who is responsible for making sure the work is completed by the repair company on time, and as agreed. If you choose to relegate these decisions to the responsible insurer you will lose control of your collision repair process and may not get your vehicle as agreed time wise or repaired accordingly.
