You survived the vehivle crash. You institute a repair effortlessness you can entrustment. You negotiated a repair estimate you deem is correct with your insurance adjuster. The particular hurdle left is figuring gone recompense the repair shop. The checks you received from your insurer all accept your eponym on them, nevertheless not the collision centre's term.
Settlement Checks
Insurance companies retain at variance methods of issuing settlement checks to their customers or claimants. In some cases, you may be able to get a analysis with your nickname and the designation of the repair facility you chose, which renders the manner of signing over the test moot. However in other cases, chiefly provided you are claiming against another adult's insurance firm, this may not be an choice. You must figure away the choicest conduct to fee the shop.
Signing Over the Check
Many body shops allow you to simply endorse the insurance check to the shop. To do this, indicate on the back of the check, where you would normally sign it yourself, that you wish to pay the funds to the repair facility and sign underneath.Problems
You own the preference of depositing or cashing your insurance check, then writing a analysis of your own to the body shop. However, this isn't always as easy as it sounds. Some people do not own a current account, so they would lose a portion of the funds at a public check cashing facility and would be unable to issue a personal check. Even if you have a bank account, insurance checks sometimes are for large amounts, and it may take several days or weeks for the check to clear your account, thus delaying your repair.The body shop also signs the check and deposits it into its bank. This only works, however, if the shop's account accepts third-party checks in this manner. You may not have this option.
Limited Power of Attorney
In many cases, insurance customers can sign a limited power of attorney form when they leave their car at the pay for repairs. This form allows the shop to endorse and deposit insurance checks on the customer's behalf, whether or not the shop's name appears on the check. This power of attorney form does not extend beyond the check deposit process, and many customers feel comfortable using this method.
