A van accident is stressful on its own, however dealing with an insurance adjuster to receive a settlement for the damage adds an additional layer of stress. Carinsurance.com says adjusters yearning to save as even almighty dollar as imaginable for the insurance corporation. They are experienced negotiators, so you must be prepared and discern expatiation to them properly to receive the finest settlement for your damage. Look up your car's actual cash value if the adjuster declares it a total loss due to the accident damage. This will help assure you that you are getting a fair value. Boggs says insurance companies use databases to calculate a totaled vehicle's value. They take factors like mileage and equipment into account.
Debate your automobile insurance policy thoroughly before talking to the insurance adjuster. Gary Boggs, an independent insurance adjuster with more than Thirty years of experience, says adjusters work under the policy's terms and constraints. You can talk more knowledgeably with the adjuster if you are familiar with the policy yourself.
2. Describe the circumstances of the accident honestly to the adjuster. Boggs says honesty is very important because it will streamline the adjustment process. It will help the adjuster determine exactly what happened and handle the claim rapidly and fairly.
3. Get at least two repair estimates for your car damage. Boggs recommends getting one of them from your original car dealer. Get a third estimate if there is a large variance between the first two.
4. Detached compensation should be your object when you epilogue to the adjuster.
Instructions
1. Let the adjuster know if you come up with a significantly different value and tell her where and how you got it.5. Stand firm if you do not believe the adjuster is offering you a fair amount. Maintain your position aggressively and produce the documentation to back it up. Let the adjuster know you will hire a lawyer as a last resort if she is unwilling to compromise. This will often make her more willing to settle.
